Rate Assumptions


We will always work to keep our rates current and up-to-date here on MortgagePartner.com. The following are details of our rate assumptions:
  • Rates are subject to change without notice.
  • Restrictions may apply. Contact us for details.
  • Fees and charges apply.
  • Rates shown assume a purchase transaction.
  • Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
  • Subject to underwriter approval; all applicants may not be approved.
  • Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
  • Rates may be higher for loan amounts under $150,000 and over $417,000. Please call for details.
  • Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 75%; a minimum FICO score of 740; a Loan Term of 360 months; and a loan amount of $200,000 for conforming loans.
  • The Mortgage Partner is an Equal Opportunity Lender.

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Updated: May 31, 2016